October was a blast and I’m not surprised at all! Historically speaking, October has been my milestone month for the past 2 years. I climbed out of negative net worth in October 2019 to officially have $0 net worth. I followed it up by hitting $100k net worth in October 2020. So I had quite a bit of an expectation for this October. While October of this year did not bring any financial milestones, it was full of fun. I especially got…
This month has been a huge money drain. I’ve been killing myself trying to play catch up with my 401k and Roth IRA contribution. As I’m doing so, regrets crept in. Why didn’t I start contributing earlier in the year? Oh, that’s right. Because I was too busy keeping my money trapped inside a savings account waiting to buy a house. In the midst of going crazy trying to contribute thousands per month into my retirement so I can be…
I can’t believe we’re already halfway through 2021! Unlike last month when I thought May flew by like a blur, June felt long. I felt like I did a lot this month which surprised me that with the exception of some miscellaneous spending, I’ve pretty much stayed on budget for most of my regular expenses. That breakdown along with a disappointing net worth update will be coming up later in the post. Home Update Last month, I broke the news…
Say what? I’m becoming a Day Trader and quitting my job? No, not so fast now. I guess you can say the title is a bit misleading. No, I’m not quitting my day job and throwing all my savings into Gamestop, YOLO! But I am very interested in day trading or rather swing trading. I guess you can call this my commitment post where I will attempt to keep myself accountable by putting my goal out into the world as…
Welcome to my November 2018 student loan debt progress! If you are new here, every month, I post the progress I’ve made on paying off my student loans. I do this to hold myself accountable and to share my debt progress with others who are also facing debt payments of their own. Debt paid this month: $1,500 Debt remaining: $92,796 I also house every month’s debt progress from the very beginning here if you want to check out the progress so far. November was…
Investing vs paying off debt. That’s a dilemma that many people paying off debt face. And that is the exact dilemma I am currently facing. Since I started my debt repayment journey, I knew that once I got my six-figure debt down to under $100,000 (which I’ve now accomplished), I would reassess my aggressive debt payment strategy for alternatives such as saving for a home or investing. I made a New Year’s resolution of getting my debt down to $100,000 by…