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Tag: budgeting

July 2019 Debt Progress: I’ve Paid Off $100,000 Student Loan in 2 Years!

July 2019 Debt Progress: I’ve Paid Off $100,000 Student Loan in 2 Years!

Welcome to my July 2019 student loan debt progress! If you are new here, every month, I post the progress I’ve made on paying off my student loans. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. I do this to hold myself accountable and to share my debt progress with others who are also facing debt payments of their own. Debt paid this month: $6,190.89 Debt remaining:…

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April 2019 Debt Progress

April 2019 Debt Progress

Welcome to my April 2019 student loan debt progress! If you are new here, every month, I post the progress I’ve made on paying off my student loans. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. I do this to hold myself accountable and to share my debt progress with others who are also facing debt payments of their own. Debt paid this month: $2,191 Debt remaining:…

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February 2019 Debt Progress

February 2019 Debt Progress

Welcome to my February 2019 student loan debt progress! If you are new here, every month, I post the progress I’ve made on paying off my student loans. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. I do this to hold myself accountable and to share my debt progress with others who are also facing debt payments of their own. Debt paid this month: $2,000 Debt remaining:…

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January 2019 Debt Progress

January 2019 Debt Progress

Welcome to my January 2019 student loan debt progress, the first of 2019! If you are new here, every month, I post the progress I’ve made on paying off my student loans. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. I do this to hold myself accountable and to share my debt progress with others who are also facing debt payments of their own. Debt paid this…

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November 2018 Debt Progress: Creating My First Ever Budget

November 2018 Debt Progress: Creating My First Ever Budget

Welcome to my November 2018 student loan debt progress! If you are new here, every month, I post the progress I’ve made on paying off my student loans. I do this to hold myself accountable and to share my debt progress with others who are also facing debt payments of their own. Debt paid this month: $1,500 Debt remaining: $92,796 I also house every month’s debt progress from the very beginning here if you want to check out the progress so far. November was…

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Breaking Down the 50/30/20 Budget Rule

Breaking Down the 50/30/20 Budget Rule

We’ve all heard it before. The first step to saving money is budgeting. But how do we start budgeting when we’re bombarded by so many budgeting methods that people swear is the “right” one? I’ll admit it. I don’t keep a strict budget. I use the app Mint to track my spending and my idea of budgeting used to consist of keeping some categories that I can actually control like eating out and shopping down. But as I started diving into…

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How to Develop the Mindset to Start and Continue to Budget

How to Develop the Mindset to Start and Continue to Budget

The saying goes that there are two ways to get more money. You make more or you spend less. It sounds simple enough, but like most things in life, easier said than done right? The good news is, of these two options, there is one that is easier to tackle and that you can easily control. I am talking about spending less. Think about how hard it is to make more money. You either have to work more hours at…

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How Managing All My Finances in One Place Changed My Life

How Managing All My Finances in One Place Changed My Life

When I first entered college at the ripe age of 18, I only had one debit card that my mom insisted on making for me in middle school. Fast forward to 2018, I am now the owner of 3 credit cards, 2 debit cards, and 14 student loans from multiple lenders which can make it hard to keep up with each and every one of them. After years of experimenting, I have finally found how to manage my finances in one place…

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