Goodbye 2023, hello 2024! As I started writing this post, I struggled to find a defining theme for this year. It truly felt like a big extension of my 2022. I continued with travel revenge and overall just enjoyed my 30’s not being completely broke like I was in my 20’s. If I’m being kind to myself, I would mark this year a success with the accomplishment of fully paying off my student loans. More realistically though, I really have…
This will be a very short and sweet post as I will be doing a deeper end-of-year review. At first, I wasn’t very excited to do November and December’s review since it was marked by overspending on travel, gifts, and Black Friday shopping. But as the title of this post has given away, the big news is that I finally paid off my student loans! November & December Budget Fixed Spending Unfortunately, both Hulu and Netflix went up in price…
For the first time in 5 years, I missed reviewing and posting my monthly budget and spending. 😥 However, in the spirit of being kinder to myself, I’ll give myself some grace. I was gone for almost 2 weeks on my international trip and I was quite busy the weeks before finishing up preparations for the trip. The whole truth though is that I was getting burned out. I even debated whether I should continue this blog. But I’m back,…
With the COVID 0% student loan interest rate coming to an end, I had to make a choice. I pondered whether my 3.4% interest rate which I considered low would be worth keeping so I could invest the money instead. As August was coming to an end, with a remaining balance of $4,317.17 on my federal loans, I realized I’d rather take the guaranteed return. So down to the very last day before my loan would start re-accruing interest, I…
July was a pretty busy month for me. I had a couple of back to back weekends with a wedding and a baby shower that I had to help with. Work has been crazy busy so that has also been mentally draining. As for my free time, I spent a great deal of it planning for my family trip this fall. This is the first time I’ll be going with my extended family and I wanted to tread lightly as…
I’m out of control. I need to stop. Lifestyle inflation has come for me. I knew this month’s update was not going to look good but reviewing my budget really hit me in the face just how much I’ve overspent in August. Earlier this month, I decided to join my friend on a last minute road trip which was a huge money drain. But I must say it was well worth it as this is a friend who is going…
I can’t believe we’re already halfway through 2021! Unlike last month when I thought May flew by like a blur, June felt long. I felt like I did a lot this month which surprised me that with the exception of some miscellaneous spending, I’ve pretty much stayed on budget for most of my regular expenses. That breakdown along with a disappointing net worth update will be coming up later in the post. Home Update Last month, I broke the news…
Welcome to my May 2021 updates! If you are new here, every month I post the progress I’ve made on paying off my student loans and on my savings. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. Student debt paid this month: $880.77 Student debt remaining: $42,327.50 I house every month’s debt progress from the very beginning here if you want to check out the progress so…
Welcome to my March 2021 updates! If you are new here, every month I post the progress I’ve made on paying off my student loans and on my savings. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. Student debt paid this month: $880.77 Student debt remaining: $43,945.22 I house every month’s debt progress from the very beginning here if you want to check out the progress so…
Welcome to my February 2021 updates! If you are new here, every month I post the progress I’ve made on paying off my student loans and on my savings. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. Student debt paid this month: $880.77 Student debt remaining: $44,751.86 I house every month’s debt progress from the very beginning here if you want to check out the progress so…