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Category: Finance

August 2021 Updates: Lifestyle Inflation

August 2021 Updates: Lifestyle Inflation

I’m out of control. I need to stop. Lifestyle inflation has come for me. I knew this month’s update was not going to look good but reviewing my budget really hit me in the face just how much I’ve overspent in August. Earlier this month, I decided to join my friend on a last minute road trip which was a huge money drain. But I must say it was well worth it as this is a friend who is going…

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July 2021 Updates: The Opportunity Cost of Buying a Home

July 2021 Updates: The Opportunity Cost of Buying a Home

This month has been a huge money drain. I’ve been killing myself trying to play catch up with my 401k and Roth IRA contribution. As I’m doing so, regrets crept in. Why didn’t I start contributing earlier in the year? Oh, that’s right. Because I was too busy keeping my money trapped inside a savings account waiting to buy a house. In the midst of going crazy trying to contribute thousands per month into my retirement so I can be…

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June 2021 Updates: Disappointing Net Worth Check-In

June 2021 Updates: Disappointing Net Worth Check-In

I can’t believe we’re already halfway through 2021! Unlike last month when I thought May flew by like a blur, June felt long. I felt like I did a lot this month which surprised me that with the exception of some miscellaneous spending, I’ve pretty much stayed on budget for most of my regular expenses. That breakdown along with a disappointing net worth update will be coming up later in the post. Home Update Last month, I broke the news…

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May 2021 Updates: Home Purchase?

May 2021 Updates: Home Purchase?

Welcome to my May 2021 updates! If you are new here, every month I post the progress I’ve made on paying off my student loans and on my savings. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. Student debt paid this month: $880.77 Student debt remaining: $42,327.50 I house every month’s debt progress from the very beginning here if you want to check out the progress so…

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April 2021 Updates: Staying the Course

April 2021 Updates: Staying the Course

Welcome to my April 2021 updates! If you are new here, every month I post the progress I’ve made on paying off my student loans and on my savings. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. Student debt paid this month: $880.77 Student debt remaining: $43,945.22 I house every month’s debt progress from the very beginning here if you want to check out the progress so…

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Becoming a Day Trader

Becoming a Day Trader

Say what? I’m becoming a Day Trader and quitting my job? No, not so fast now. I guess you can say the title is a bit misleading. No, I’m not quitting my day job and throwing all my savings into Gamestop, YOLO! But I am very interested in day trading or rather swing trading. I guess you can call this my commitment post where I will attempt to keep myself accountable by putting my goal out into the world as…

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March 2021 Updates: Health is Expensive

March 2021 Updates: Health is Expensive

Welcome to my March 2021 updates! If you are new here, every month I post the progress I’ve made on paying off my student loans and on my savings. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. Student debt paid this month: $880.77 Student debt remaining: $43,945.22 I house every month’s debt progress from the very beginning here if you want to check out the progress so…

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A Roller Coaster of a Day

A Roller Coaster of a Day

I don’t like to toot my own horn, but I really do think I have great intuition. Call it a hunch, woman’s intuition, whatever you may, I think I have it. Honestly though, I’m just trying to look on the bright side of things to make myself feel better because I had a pretty devastating day today. This whole week, I couldn’t get the nagging feeling that everything in my life was going great, too great, and that something was…

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February 2021 Updates: Simple and Sweet

February 2021 Updates: Simple and Sweet

Welcome to my February 2021 updates! If you are new here, every month I post the progress I’ve made on paying off my student loans and on my savings. I’ve done this since I first started paying down my loans in July 2017 and it has been so worth it. Student debt paid this month: $880.77 Student debt remaining: $44,751.86 I house every month’s debt progress from the very beginning here if you want to check out the progress so…

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My FIRE Number

My FIRE Number

It’s not a surprise that like most financial bloggers, I am aware of the FIRE (financial independence/retire early) movement. What may be a surprise is how incredibly obsessed I am with FIRE since it’s not something I’ve ever mentioned before. My focus has always been on eliminating my student loans and increasing my net worth. But that is all part of the greater plan of FIRE and quitting my job in the future. At the center of FIRE is the…

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