Ah, I can’t believe it’s already mid-June. I don’t think I’ve ever been this late in doing my monthly updates. May was just a non-stop busy month, starting with closing on my home, buying appliances, and starting with the move-in process. Then I went on my pre-planned week-long vacation at the end of May which was a much needed break. The day I came back to work, I was met with the news I’d been wanting, which is a transition…
Ahh! I’m writing this post as I am currently waiting for the keys to my new home! In a matter of hours, I will officially be a homeowner! I’ll make a separate post on everything about my home-buying experience (spoiler alert: after my down payment went through, I’m sad to announce, I now have under $100k net worth). It is bittersweet to say, this is the end of a chapter in my life and this will be the last month…
Ah! March was such a hectic, anxiety-inducing month that I pretty much lost all motivation to keep the blog updated. The first two weeks of March were actually fine. I even started writing my recap of my first 5K, the training I did, and my future running goals but didn’t end up finishing it when things went crazy all of a sudden. I might still post that but a lot has changed since. I was hit with major hives of…
And just like that, it was over. Last month, I mentioned that I was doing nothing but working overtime including weekends. By mid-February, the overtime opportunity was over. In hindsight, I think I made a great decision (what a rare occurrence!) with going all out in January to work those extra hours. Now the opportunity is gone. I can make many excuses on why I’m so late on this month’s update. I was catching up with friends, shows, trips, and…
I’ve gone absolutely crazy with work this month. 2022 welcomed me with a very rare opportunity to work overtime in January with overtime pay. As a salaried employee, overtime pay is very rare. So I took this opportunity and ran with it. With no limit to the amount of overtime I was allowed to do, I worked 70+ hours per week for the entire month of January. I’ve only taken two days off this entire month! The things I do…
This will be a fairly short update on my budget, saving, and loan payment for December as my year end review will be coming shortly. December was uneventful for the most part. I worked overtime almost every day this whole month which is lame because I’m salaried, meaning I’m not getting any overtime pay. I hope (more like, I better!) get a good bonus/raise in 2022 for my extra work. Student Debt Student debt paid this month: $880.77 Student debt…
November was a very draining month. I just didn’t have the energy to do anything else once this month ended hence the late post. Work has been crazy busy with end-of-year deadlines approaching so mentally I’ve been drained every time I get off work. I also went out of town almost every weekend in November which definitely further drained my energy (not to mention my gas budget) driving 5-6 hours each week back and forth. Plus, I felt like I…
October was a blast and I’m not surprised at all! Historically speaking, October has been my milestone month for the past 2 years. I climbed out of negative net worth in October 2019 to officially have $0 net worth. I followed it up by hitting $100k net worth in October 2020. So I had quite a bit of an expectation for this October. While October of this year did not bring any financial milestones, it was full of fun. I especially got…
A little late on this net worth and home update but I still wanted to do it. Happy to say I’ve made a recovery since the last quarter. The current screenshot I took was supposed to be this quarter’s (Jul-Sept) net worth growth. However, when I compared that to my June 2021 net worth update, I realized that I ended June 30th with $137,927 and started July 1st with $147,963. June 2021 Net Worth: $137,927 Sep 2021 Net Worth: $168,258…
Wow what a month September was. I can’t say I’m looking forward to reviewing my spending for September which is why I’m late in posting this update. I went on two vacations merely 3 weeks apart which made the month go by so fast. Although it felt a bit rushed, it was far from a bad month. I will however predict that it’s likely to be a spendy month when I assess my spending in my budget section. I just…