It’s been almost a year since I’ve graduated pharmacy school and I’m currently writing this in the library of my alma-mater which makes me feel especially nostalgic. Knowing what I know now, these are the 7 things I wish I knew before going to pharmacy school. 1. Work at a retail pharmacy By far, the most regrettable decision I made in undergrad was to not have worked in a retail pharmacy as a technician before entering pharmacy school. I…
As I am entering my 30s in a couple years and with no more school in the way, I am absolutely excited to begin this new phase of my life. I feel like I have a good understanding of who I am and more or less know where I want to be headed in the future. I am a very goal-oriented individual and for as far back as I can remember, I’ve always thought of life in the years… what…
November and December were very busy months for me, with the holidays and the new job. I only made one payment total in November so I decided to combine November and December into one student debt statement. Overall I made very great progress in December, making up for that one payment I made in November. I decided to tackle my next highest interest, deciding to go with the debt avalanche method. I had previously requested Nelnet, my student loan servicer…
Now that things have settled down a bit more and I have more time on my hand, I am definitely planning to update more. I’ve been keeping up to date with my student debt statement. I wrote in my previous post that I had some good news to share. I should have known better no good news comes without a setback. So I have one good and one bad news. The good news is that as you can see, I’ve…
Since I’ve been behind in updating my student debt statement, I figured I would put the past 2 months in the same post. In total, I contributed $2,000 in August and September. Not a lot of changes for both month. I am still very proud of myself for getting in those $1000 payments each month, especially because they were made during my grad intern days when I was only making less than half of my current salary as a…
It’s been over a month since I’ve updated which I feel disappointed about. One of my biggest dilemmas when I started this blog was how much I wanted to divulge in terms of my professional career and personal life. However, once I’ve thought it through, I realized just how big my career plays a part in my life. It is, after all, how I make my living and plan to pay off my loans. In fact, it is the entire reason I…
Hello and welcome to my first student loan debt statement post. Every month I will create a debt statement listing out my student loans, any payments I’ve made that month, and my current balance. Perkins & Subsidized Loans These are my undergraduate loans. I had made a couple of payments on them while still in undergrad because I realized I had taken out too many loans, hence the payments of $1500 and $339 listed. In retrospect, had I known I…
Responsible. That’s a word that gets thrown around by people who know me, but from the title of this blog post, many will assume that I am anything but, especially where money is concern. So how did I amass this much debt? Student loan is the answer as you may have expected. After graduating from undergrad, I went right into graduate school where the cost of tuition per year was $45,000 for my first year up to $50,000 when I finished. That was tuition by itself without the added cost of…